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Hello, I'm Andy Dosher, a seasoned Mortgage Loan Originator dedicated to helping clients achieve their homeownership dreams. With 30+ years of industry experience, I specialize in navigating the intricacies of mortgage financing to secure optimal solutions for my clients.

My commitment extends beyond transactions; I prioritize building lasting relationships based on trust and transparency. I pride myself on effective communication, ensuring clients feel confident and informed throughout the mortgage process.  In this dynamic industry, I stay ahead by staying informed about the latest market trends, products, and regulations.

My goal is to simplify the mortgage journey, providing a seamless experience from application to closing.  Whether you're a first-time homebuyer or seasoned investor, I am here to guide you with personalized advice and tailored solutions. Let's turn your homeownership aspirations into reality!

- First-Time Homebuyers

- Self Employed Borrowers

- FHA, Conventional, VA, USDA & Jumbo Loans

"Andy was extremely diligent with the entire process of finalizing my loan along with great communication during an environment of continual changes with interest rates. I would recommend Andy and Independent for anyone looking for a home mortgage." - Mark H. | Customer

"He was able to secure a loan in record time and more favorable terms than the previous bank we were working with.  Andy's communication and professionalism is second to none, and we will be sure to use him exclusively in the future." - Angelique S. | Customer

"Andy is very responsive and does everything possible to bring a loan together for his clients." - Gaylene P. | Business Partner

"Special thank you to Andy Dosher and his team.  A true professional!  " - Bill M. | Business Partner

Independent Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Independent Financial is a trademark of Independent Bank.  NMLS #411428. Equal Housing Lender.